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Lenny - Build Your Credit Score the Easy Way
Start building or improving your credit score today! Borrow as little as $100 and up to $10,000 at rates as low as 4.9% APR. Lenny uses bank-grade security systems and data encryption to protect your financial information.
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Build your credit score the easy way

Borrow Funds Instantly at Low-Interest Rates

Download Lenny and get started today!

Checking your rate does not affect your credit score.

$50 – $10,000

APR starting at 7.9%

No prepayment penalty

Seen in:

Venture Beat Logo
Lenny Press: Bloomberg
Fast Company Logo - Lenny Press
Medium Logo
American Banker Logo
Chase Financial Solutions Lab CFSI Logo - 2016 Finalist
SXSW 2016 Fintech Showcase - Lenny Loans
Presented by Village Capital in partnership with PayPal

People love Lenny

With over 10,000 downloads, thousands of Millennials trust Lenny to help them build healthy credit scores.

Lenny Reviews - Lindsey M.
I’ve been so impressed with the whole Lenny experience. I was able to get a credit line super fast, and I’m finally making progress on building my credit history. Lenny is a great solution to a growing problem.

— Lindsey M.

Devin Fuller
The Lenny app has been an easy way for me to boost my credit score in a way I've never been able to do before. I am so grateful a resource like this exists!

— Devin Fuller


Cash out directly to your bank account

or send money to friends!


Get balance increases of up to
$1000 every quarter


Lenny is changing the way
Millennials access and build credit

Build Credit

Make on-time payments and
grow your credit score

Instant Access to Funds

Credit lines ranging from
$50 – $10,000


Starting at 7.9%
See all rates and fees

The first credit line created specifically
to help build your credit score.

Learn more about credit scores

Sign Up in 3 Simple Steps



Download the app on
your iOS device



Sign up and check your rate



Access funds and build credit

We believe in full transparency &
no hidden fees.

Helping Millennials build credit is our mission.