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Lenny - Build Your Credit Score the Easy Way
Start building or improving your credit score today! Borrow as little as $100 and up to $10,000 at rates as low as 4.9% APR. Lenny uses bank-grade security systems and data encryption to protect your financial information.
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Build your credit score the easy way

Borrow Funds Instantly at Low Interest Rates

Download Lenny and check your rate

Checking your rate does not affect your credit score.

$100 – $10,000

Rates starting at 4% APR

3-4 year terms

No prepayment penalty

Seen in:

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Bank Innovation Logo - Lenny Press
Finovate
Payment Week Logo
Built in LA logo
Medium Logo
SXSW 2016 Fintech Showcase - Lenny Loans
Presented by Village Capital in partnership with PayPal

People love Lenny

Lenny Reviews - Lindsey M.
I’ve been so impressed with the whole Lenny experience. I was able to get a credit line super fast, and I’m finally making progress on building my credit history. Lenny is a great solution to a growing problem.

— Lindsey M.

Devin Fuller
I am so happy that I found Lenny. I wanted to send money to some of my friends for paying for some of my meals but I did not have money for it at the time. Lenny gave me the opportunity to pay them back right away and then I paid back Lenny when I had the money. It was a great deal for me!

— Devin Fuller

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Cash out instantly to your bank account or
pay back your friends

Get the App
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Get balance increases of up to
$1000 every quarter

Student special: Get balance increases of up to $300 every semester

Get the App

Lenny is changing the way
millennials access and build credit

Build Credit

Make on-time payments and
grow your credit score

Instant Access to Funds

Lines of credit ranging from
$100 – $10,000

Low Interest Rates

Interest rates starting at
4% APR

We do all the work,
you get all the credit.

Learn more about credit scores

How It Works

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Download the app on
your iOS device

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Sign up and check your rate

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Access funds and build credit

No hidden fees

Helping millennials build credit is our mission.